(HBO) - Yen Lap is a highland commune of Cao Phong district. Being a pure agricultural commune with no sub-industries, there are no businesses standing in the area so people's lives are difficult.

White sugarcane is the main crop of Yen Lap
commune (Cao Phong)
Mr. Bui Ngoc Hoa, the Chairman of Yen Lap
Commune People's Committee, said that the economic life of the commune is
mainly based on agricultural production, in which white sugarcane is considered
as the main crop earning income with an area of 180 hectares. The Commune
Party Committee, the commune authorities propagate and mobilize people to
actively change the structure of plants and animals to raise the income. Many
households have converted their gardening to plant citrus trees. Most of them
are V2 oranges, yellow oranges, Dien grapefruit, etc. These are expected to be
harvested in the 2018-2019 season. In addition, the commune maintains and
develops to raise livestock and poultry with over 8,000 animals. To help
families develop and expand their economic model, Yen Lap commune cooperates
with the District Social Policy Bank to create favorable conditions for
households to access preferential capital.
Thanks to the policies of the Party and the
State, the poor and policy beneficiaries have access to preferential capital
and economic development conditions. However, due to the limited intellectual
knowledge of the farmers in rural areas, not all the poor households being
given loan can use that effectively. As a result, the departments, unions of
the commune have cooperated with functional branches such as Agricultural
Encouragement Center, Plant Protection and Veterinary Services to organize
training courses on transferring science and technology on cultivation and
husbandry. Moreover, there are guides for members to choose the right model. As
a result, people have used loans effectively, many households escape poverty
and become rich.
At present, the commune has 13 savings and
loan groups with 448 households with outstanding loans, the capital is over 16
billion VND, 9 credit programs have been implemented, of which the lending
program for poor households has the highest outstanding loans of over 8, 4
billion VND with 305 households with outstanding loans; Nearly 73 poor
households borrow loans, outstanding loans over 2.3 billion VND; The Clean
Water and Environment Hygiene program has 99 households borrowing with over 1.1
billion VND , etc. In general, the loans are used for the right purpose and
effectively, paying the principal and interest on time. In addition, the
commune savings deposit through the group is over 300 million VND.
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