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(HBO) - Hoa Binh province has recently implemented a social housing project, which has drawn the attention of locals, especially those with low income. To meet locals’ needs, the Hoa Binh branch of the Vietnam Bank for Social Policies (VBSP) has actively carried out a lending programme for social housing in the locality.
Currently, the Hoa Binh branch of the Vietnam Bank for Social Policies (VBSP) is actively implementing a lending programme for social housing. Photo: The social housing project invested by Sao Vang Real Estate joint Stock Company in Hoa Binh city.
According to the statistics of the bank, in 2020, the social housing lending programme offered loans worth over 8.7 billion VND for 25 customers. The total outstanding loans reached nearly 15 billion VND with 46 customers as of December 31, 2020.
From the beginning of this year, the VBSP has allocated an additional 45 billion VND to its Hoa Binh branch, which is expected to meet the demand for loans of customers to help them pay for housing buying under contracts with investors. In the first six months of 2021, the branch disbursed over 4.5 billion VND for 17 households, bringing the total outstanding balance of the credit programme to nearly 19 billion VND with 62 customers with outstanding loans.
According to a leader of the provincial branch of the VBSP, the interest rate of loans under the Social Housing Lending Programme is 4.8 percent a year as regulated in the Government’s Decree No. 100/2015/ND-CP. The beneficiaries include revolution contributors, low-income people, poor households, and near-poor households in urban areas, workers of enterprises inside and outside industrial parks, military officers, non-commissioned officers, workers in agencies and units of the public security forces and the People's Army, and civil servants as prescribed by law.
Customers can borrow up to 80 percent of the contract value for the case of buying or renting social housing and 70 percent of the estimated value for the construction of a new house or renovation or repair of existing houses for a maximum period of 25 years./.
After the Lunar New Year (Tet) holidays, trade union members and workers in Hoa Binh province returned to work with an excited spirit at the beginning of the new spring. Throughout the workshops, factories and enterprises, they were full of enthusiasm, immediately getting to work, striving to excellently complete tasks and production and business targets.
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