Ms. Vi Thi Xien, Tong village, Tong Dau
commune (Mai Chau) was given a new loan of 30 million VND from poor households
to invest in raising cows.
Up to now, Tong Dau commune has 11 groups of
savings and loans with 343 members operating in 6 villages. At present, the
commune has implemented 9 policy credit programs with a total outstanding debt
of over 6.4 billion VND, including: programs for poor households, near poor
households, no, poor households, poor households, poor households, poverty
escaping households, clean water and environmental sanitation, production –
business, students – pupils, career solutions, housing issues and ethnic minorities. In particular, the loan program of
clean water and environmental sanitation has the highest debt (over 2.8 billion
VND) with 228 borrowing households; poor households with the debt of over 1
billion VND with 38 borrowing households; the near poor households with the
debt of over 1.2 billion VND with 43 households borrowed, etc. Until March
2018, the savings of the group reached over 300 million VND. In particular, the
commune has no overdue debt; 100% of the groups are ranked at good level.
Mr. Ha Van Tich, the Chairman of Tong Dau
commune People's Committee said: The policy loan program has received the high
agreement, unity of the Party committees, authorities and the local people.
Monthly, the Social Policy Banks transacts at the commune on a fixed date, so
it becomes favorable to conduct the eamination and disbursement loans. Thanks
to loans borrowed and assistance in farming techniques and livestock raising
methods, many households have improved from poverty households to become quite
good ones. In 2017 and the first 3 months of 2018, from the source of policy, the
households have invested in building, repairing and upgrading 82 clean water
projects, 82 sanitation works; building 5 new houses; creating jobs for 7
employees, etc.
In order for the policy capital to be more
effective, contributing to the achievement of sustainable poverty reduction
targets in the commune, in the coming time, all the associations, trustees and
communal authorities closely cooperated with the District Social Policy Bank to
deploy and implement the policy capital. Accordingly, they focus on propaganda,
timely disbursement of capital to the local people. At the same time, they
regularly inspect and supervise to direct the local people to use capital for
the right purposes and efficiency. The task of choosing the poor, near-poor
households for borrowing the loans is focused, oriented without spreading,
giving priority to the households who have enough conditions to the program
beneficiaries, having clear production plans, good management at the capacity
of loans, etc.
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