(HBO) – Over the past years, the credit programme for poor households has significantly contributed to poverty reduction and the implementation of the national target programme on sustainable poverty reduction in the northern mountainous province of Hoa Binh.
With
preferential loans from the Vietnam Bank for Social Policies (VBSP), people in
Toan Son commune, Da Bac district, Hoa Binh province, has invested in cow
breeding.
During
2002-2007, the province gave loans of more than 2.4 trillion VND to 217,370
households, with debt collection at over 1.6 trillion VND and outstanding debt
exceeding 863 billion VND, making up 32.4 percent of total outstanding debt.
At
the end of March 2018, accumulated outstanding debt of the programme was more
than 873 billion VND, with 33,018 households in debt, each with 26 million VND.
To
help eligible people access credit loans, improve the quality of credit loans and
support the poor in the context of reduced management and social costs, the
bank has launched entrusted loans via four social-political organisations.
At
the same time, transaction venues have been set up in 210 wards, communes and
towns, which publicise preferential credit policies and address relevant
procedures. More than 90 percent of transactions of the bank have been handled
at these sites with the same quality as in the headquarters.
Vu
Dinh Hoai, Director of the bank’s provincial chapter, said the programme has
opened up opportunities for poor households to access preferential loans,
meeting their demands for capital for production and education while creating
conditions for them to improve living standards and escape from poverty.
Between
2002-2017, more than 90,000 households in the province escaped from poverty,
and the rate of poor households dropped by 3 percent annually.
It
can be said that the credit programme has created a momentum for the poor
households to develop economy and reduce poverty sustainably, he said.
However,
Hoai added that to make the best use of the loans, the localities should pay
attention to vocational guidance, integrate agricultural and forestry
programmes, encourage people to shift economic structure, effectively utilise
local potential and strength, and accelerate poverty reduction./.
Nguyen Van Toan, Vice Chairman of the provincial People's Committee, chaired a meeting of the Steering Committee on Population and Development.
Hoa Binh province’s Department of Education and Training on April 16 held a conference on the materialisation of the Prime Minister’s directive on the further implementation of the project on the application of population database, e-identification and e-authentication for national digital transformation in the 2022-2025 period with a vision to 2030. The provincial Department of Education and Training signs cooperation agreements on cashless tuition fee collection with partners and businesses.
Creating jobs for labourers in general and young people in particular is currently a focus of the province, with vocational training linked to job creation considered one of the strategic breakthrough solutions.
A total of 30 intergenerational self-help clubs (ISHC) have been established in Hoa Binh province under the project "Reducing Income- and Health-Related Vulnerability of Older Persons in Vietnam" (VIE071) since 2021.
Nguyen Thi Nu, a resident of Thach Ly sub-area in Da Bac township of Da Bac district, has been popular in the area as a simple woman that is rich in compassion. For nearly 10 years, she has spread her kindness through many charity activities to ease difficulties for the needy.
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