(HBO) - With the aim of supporting the poor and the beneficiaries of economic development policies and ensuring social security. Over the past 15 years, the government's preferential capital through Social Policy Bank have played an important role and always been accompany with the people of Lac Long (Lac Thu). The commune cooperates actively with the Social Policy Bank to implement the preferential credit policies, helping many households have more capital to develop production and business, improve income and improve their living conditions, contributing to reducing poverty in the locality. Together with the direction of the Party committees, authorities, associations, the efforts of the people, the source of preferential capital has contributed to reducing the rate of poor households from 2-3% per year. Particularly, the preferential loans have joined and helped to reach the standard of new rural area in 2017.


From the preferential loan of Social Policy Bank, the household of Mr. Nguyen Van Di, Dong Bau village, Lac Long commune (Lac Thuy) invested to grow fruit trees and earned better income.

We visited the family of Mr. Nguyen Van Di, Dong Bau village, which is one of the households using preferential loans effectively to develop economy. Through the conversation, he shared: In 2012, through the Farmer Association in the commune, my family was lent the capital of 40 million for creating jobs from the District Social Welfare Bank, with the savings; the family invested in planting 7,000 m2 of oranges, mainly Vinh originated oranges. Up to now, the orange orchard has been harvested with the income of over 200 million VND / year. In addition, the family plants more pears and apples, in the next time, we will open the direction of planting more than 200 grapefruits and dragon fruit.

 Mr. Nguyen Anh Ngoc, the Chairman of Lac Long Commune People's Committee said: Thanks to the policy of the Party, the State, the poor people and policy beneficiaries have an access to preferential loans and have conditions for family economic development. In order to use the loan effectively, the departments and unions of the commune have cooperated with functional branches such as Agricultural Encouragement Office, Plant Protection Center, Animal Health Department to organize training courses on transferring science and technology on cultivation, livestock breeding ... and giving orientation for members to choose suitable models. As a result, the local people have used the loans effectively; many households escape from poverty and become rich. In general, the preferential loan households use for the right purposes, with efficiency, paying the net and interest on time. By the end of 2017, the commune had 292 households with outstanding total debt of over VND8 billion, the commune has no overdue debts. In addition, the commune savings deposit through the group reached 331 million VND.

In order to ensure high effectiveness of loan lending programs, in the implementing process, the District Social Policy Bank closely coordinates with other organizations and associations at the all levels and at the same time, intensify the inspection and supervision work. So credit programs are implemented seriously. The beneficiaries used with the right purposes, promoting practical effectiveness, contributing to reduce the rate of poor households in the commune to 9.5% and increase the average income to 32.5 million per person in 2017 ( according to the new criteria).

It can be affirmed that the preferential credit programs implemented by Social Policy Bank in Lac Thuy District in recent years have brought positive effects and have had a strong effect on the poor people and policy beneficiaries in Lac Long commune, in order to improve the quality of living conditions and to facilitate the achievement of socio-economic development and new rural development in the locality.

 

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